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Wednesday, 14 July 2021

With this LIC policy, you will not have to worry about money after retirement, get a pension of Rs 36,000 by paying a one time premium

 With this LIC policy, you will not have to worry about money after retirement, get a pension of Rs 36,000 by paying a one time premium


With this LIC policy, you will not have to worry about money after retirement, get a pension of Rs 36,000 by paying a one time premium


Monthly income decreases after retirement, but expenses increase day by day. Investing in LIC's Life Renewable Policy can be beneficial so that you do not face a rupee shortage in old age. Attractive returns can be obtained through long term investment. With 10 different options, you can choose any one option as per your convenience. What is special about this scheme is that you only have to pay premium once in this policy and this will allow you to manage your monthly pension accordingly.


LIC's policy is special for a secure future


LIC's policy is a good option for a secure future. It also has low risk. LIC Jeevan Akshay Policy is a single premium non-linked non-participating and personal annuity plan. It requires an investment of at least Rs 1 lakh. There is no maximum investment limit in this policy. The policy can be taken by people between the ages of 35 and 85. So in this policy you will get 10 options but the most popular option is Annuity payable for life at a uniform rate. One can get a fixed pension every month instead by depositing a lump sum in it.


How is the deal of advantage


If you deposit one lakh rupees in this policy, you will get an annual pension of 12 thousand rupees. Thus, if a person at the age of 45 takes a sum assured of Rs 70 lakh under the Annuity Payable for Lifetime option, he will get a pension of Rs 36,429 per month. This benefit will be available as long as the pensioner is alive. The pension will be discontinued after his death. The nominee can claim for the outstanding amount.

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If a person invests in it at the age of 65 and selects a sum assured of Rs 9 lakh, he will have to pay a lump sum of Rs 9,16,200. After that, if you choose the pension option every month, you will get a lifetime pension of Rs 6326 per month.

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