Double blow to post office customers / The bank cut interest rates and raised other charges, big changes happening from
August 1
Double blow to post office customers / The bank cut interest rates and raised other charges, big changes happening fromIf your account is with India Post Payments Bank, this is important news for you. Now you also have to pay for the doorstep banking charge from 1st August. At the same time, the bank has reduced the interest rate (IPPB interest rate) from July 1. This means that not only will your expenses increase, but your profits will also decrease. At the same time, the benefits you get are diminished.
Double blow to bank customers
According to IPPB, from August 1, 2021, customers of India Post Payment Bank will have to spend Rs 20 per customer for doorstep banking charges. Doorstep Banking has not yet been charged. At the same time, the bank has slashed interest rates, hitting customers hard. From July 1, customers with savings accounts will get lower interest. Earlier, customers were getting 2.75 per cent interest on balances up to Rs 1 lakh, but the bank has reduced it by 25 basis points to 2.50 per cent.
Simplifying banking services
In fact previous customers had to go to the post office for balances, rupee transfers and any kind of financial transaction. However now through India Post Payment Bank, customers can easily get banking services.
How to open an online account
First you download the IPPB application and click on 'Open Account'
Now enter the mobile number and page number
Then enter the base number
Now OTP will come to the mobile number registered in Aadhaar
Then you have to enter some personal details, such as mother's name, educational qualification, address and nomination details etc.
After submitting it, the account will be opened and it can be accessed through the app
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The bank has increased the maximum customer limit from Rs 1 lakh to Rs 2 lakh. Apart from this, QR card facility is also being provided to the customers of the bank. The account holder's authentication process can be completed by biometrics.
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